When traveling within your own country or abroad, there is a series of costs that is associated with it. Your credit card can always come to the rescue, but you should be well acquainted with the benefits that it comes with. Or else, you might miss out on the beneficial offers that come along with it.
The American Express Travel Insurance is one of the reputed options that offers its users the benefits of traveling and also cover the costs that they might incur if something goes wrong during the travel period.
It’s here that you come across the crucial question, how good is American express travel insurance? Well, this article will help you get hold of the popular offers that are brought to you by them.
Types of Damage Costs Covered
The American Express Travel insurance plans cover all kinds of basic emergencies that you might come across when traveling to a certain destination. Traveling is more than just booking airline tickets and boutique hotels.
You might come across some situations where you would need money to make a purchase. If you have a credit card, you can have all the basic needs covered anytime and anywhere in the world.
- Car Rental: When traveling abroad, most of the travelers opt for a car rental for safe and hassle-free travel throughout the country. While it is a very popular option that people go for, you might be facing some trouble, often serious ones, like a case of theft or secondary damage. This will lead to a huge cost, depending on the currency of the country. The American express global business travel insurance covers both the cases and their costs, with a limiting amount of $50,000.
- Accident: In the unfortunate case of road accident abroad, you have help at hand. The American Express Travel Insurance provides benefits up to $100,000, depending on the severity of the accident and the loss incurred. In case of a loss of a life, they cover the entire expense, while in case of loss of any vital parts of body, the card offers the beneficiary 50 to 100% of the amount.
- Baggage Insurance: This is the most common case of insurance claims that occurs when you are on a long journey, especially with connecting flights. While it can get really troublesome to lose your baggage, you can get in touch with the hot line number to get a coverage of up to $1250 for yourself or your family members.
Redemption of Points
The most beneficial way of paying with your Amex cards is that you can redeem your points and opt for excellent discounts on your hotel bookings and flight tickets. Get a booking for that much desired boutique resort with your American Express card and get amazing benefits coming your way. So, now you know it is good enough right! Get the card and plan an enticing trip today!