If you’ve recently been involved in a car accident, then there are several things that you should be prepared for. Specifically, you should know what you can expect from the insurance company. You need to know what type of legal representation is best for your case. You should be aware of how the laws work regarding accident cases. You should also have an idea of how jury cases work. Here are the most important details to keep in mind.
1. The insurance company isn’t always fair.
Believe it or not, you’re won’t be in negotiations with the other party and their lawyer, you’re actually fighting against the insurance company. From the time of the accident until just before you receive your compensation check, the other party’s insurance company will be doing everything that they possibly can in order to minimize your claim or even deny it altogether.
Even though the insurance adjuster may seem polite and friendly, ultimately, their job is to save their company as much money as possible. So, if you send a settlement demand that is considered to be reasonable, you shouldn’t expect them to automatically accept the request. In fact, don’t be surprised if they don’t offer anything.
2. The insurance company doesn’t always pay medical bills on time.
A lot of people are under the impression that just because they send their medical bills to the insurance company that the company will instantly pay them. However, what these individuals don’t understand is that the insurance company isn’t really obligated to pay these bills as you submit them. Instead, their only obligation is to pay them once the final settlement has been reached. In most instances, you’ll only get your claims money once you’ve signed a statement releasing the other party or once the judgment is final and non-appealable.
3. The other party’s insurance company may try to trick you into a recorded statement.
The other party’s insurance company will typically call you in order to get a recorded statement about the accident. The problem is, the statements you give could damage your case. So it’s important to remember that you’re under no obligation to give a recorded statement to the opposition. In fact, you don’t have to speak to the other party’s insurance company at all. Refer all questions to your Los Angeles auto accident attorney.
4. You can’t always sue the insurance company.
Most people are surprised to learn that even if the insurance company isn’t being fair, they can’t always sue them. The rules differ from state to state. However, if your case goes to trial, you may be prevented from even mentioning the insurance company’s name.
5. Not all lawyers can handle injury cases.
It’s easy to assume that every lawyer has the ability to handle injury cases. However, this is far from the truth. One of the biggest decisions that you’ll be making after your accident is choosing a Los Angeles accident attorney to represent you.
Admittedly, it can be a challenge to find the best representation. And that’s because there are so many lawyers to choose from. If you want to make the right choice, then it’s essential that you do your homework.
Be on the lookout for a personal injury lawyer who specializes in working with people who have been injured. It’s important that you hire a firm that is large enough to have a trusted brand but small enough that your case doesn’t get pawned off on a paralegal or someone who is inexperienced. Ideally, you should search for West Coast trial lawyers who aren’t afraid of going to court.
6. Car accident laws differ from state to state.
If you do a quick search online, you’ll find a wealth of information about car accident laws. However, you’ll notice that they are different depending on the state in which the car accident occurred. For instance, there are some states that limit the amount of money a driver can receive if their health insurance company pays the medical bills. So when you’re searching for a lawyer, make sure that they are very familiar with the laws in the state of California. This can make a huge difference in the outcome of your case.
7. Hiring a lawyer can be an investment.
There are many people who believe that lawyers are too expensive. However, what many of these individuals don’t factor into the equation is how much a qualified lawyer can increase the value of their case. In fact, research shows that on average, when people work with a personal injury lawyer, their insurance payouts are 3.5 times higher than those who handle the case without one.
8. You may not need a lawyer.
Another common belief that people tend to have is that they need to hire a lawyer no matter how small their car accident is. The truth is, even though research shows that you can get a higher settlement if you work with an attorney, that doesn’t mean that you need to hire one for every case. This is especially the case if your accident was extremely minor and you don’t have any injuries. In these instances, you could probably handle the case on your own. However, if you would like to find out if your case requires the help of a lawyer, then contact West Coast Trial Lawyers for additional information.
9. Juries aren’t always fair.
If you assume that a jury trial will result in a fair verdict then you may be disappointed. They’re not always fair. And this is in part due to the reputation that car accident victims have. Insurance companies encourage the myth that these individuals are only interested in milking the insurance industry for money. This can result in jury members being less than favorable with their verdict. It’s another reason why you should work with an experienced attorney. They know what jurors are thinking and they know how to paint an accurate picture of your case.
10. You may not be able to resolve the matter with the other driver.
If your accident is only a minor fender bender, then you may not want to get anyone else involved. You may be tempted to simply handle things between youself and the other driver. In this instance, you could exchange contact details and insurance information and deal with the matter on your own terms.
However, the situation may become much more serious than you initially thought. For example, you may have injuries that you didn’t realize where there. Or perhaps there was more damage to your car than you expected. So it’s a good idea to call the police so that the incident can be properly documented. You never know what type of compensation you might need in the end.
There are several misconceptions about car accident cases. Most of them revolve around the idea that no matter what, justice will always prevail–that the victim will always receive the compensation that they deserve. However, this isn’t always the case. That’s why it’s so important that you find legal representation that is familiar with car accident cases. Quality lawyers have years of experience and know what to look out and prepare for.